×

Find any page or article on CheckFirst as well as news releases, investor alerts, enforcement hearings, decisions and orders from the Alberta Securities Commission website.

Investing basics blog

person calculating investment savings
  • Finances
  • /
  • Investing basics
  • /
  • Uncategorized

Achieving your short-term goals with high-interest savings accounts and guaranteed investment certificates

Thoughtful financial planning is what will determine your success as an investor. A good rule of thumb when planning is to organize your financial goals into three planning time horizons. These horizons typically include short-term goals that you want to achieve in the next six months to five years, medium-term goals that you want to achieve in the next five…
couple calculating bills and receipts
  • Finances
  • /
  • Investing basics
  • /
  • Uncategorized

Investing during uncertain times and high inflation

For the past few decades the Canadian economy has experienced exceptionally low inflation rates ranging from one to three per cent. Unfortunately, Canadians today are challenged with a 30-year high inflation rate of 6.8%, with expectations that it will remain high through 2023. With rising inflation rates, how does this impact your income and investments? And what should you do?…
people talking
  • Finances
  • /
  • Investing basics
  • /
  • Seniors

A trusted contact person: Enhancing your financial protection as you age

For those that invest with a financial institution or firm, you now have the ability to provide your registered advisor with a contact person that you trust. This person can play an important role in protecting your financial assets in certain circumstances. As of December 31, 2021, advisors are required to take reasonable steps to obtain the name of someone…
yellow sticky note with a light bulb
  • Finances
  • /
  • Investing basics

Developing the right mindset and processes to invest wisely and avoid fraud

For any investor, novice or experienced alike, there can be pitfalls and challenges that potentially lead you to making unsuitable investments.  These pitfalls include cognitive biases, poor planning, and even missing the red flags of fraud. To help you recognize these pitfalls and define sound practices and behaviours that will help you improve your approach to investing, consider the following…
savings jar
  • Finances
  • /
  • Investing basics

Saving to invest: How to create and maintain an emergency fund

Emergency funds are one of the most important accounts you should have to establish long-term financial security. Also known as a slush or rainy day fund, an emergency fund is a dedicated account for life’s unexpected costs and emergencies. As the ongoing pandemic has shown all Canadians, having an emergency fund is not just optional, it’s critical. In general, the…
crypto assets
  • Investing basics
  • /
  • Uncategorized

Four steps to take before jumping into crypto investments

The increasing popularity of crypto assets and the ongoing media coverage of coins like Bitcoin and Ethereum have piqued the interest of many new and experienced investors alike. Whether you’re interested in investing in crypto assets or simply learning more, consider the following before jumping in: 1) Understand your risk tolerance Crypto assets are high-risk alternative investments that have the…